When we got paid on Saturday, I brought my student loan balance to $17K even. The balance was $17,222.46, and I made a payment of $222.46. When the pandemic happened and interest rates were frozen for almost three years, it was at $20K even. I started making payments to decrease the balance when interest resumed 22 months ago. I only cared to make enough payments so that the balance would decrease. Now that my car is paid off, I want to do more. I’m extremely lucky. I still browse the subreddits for student loans, and it seems like so many people are completely screwed over for life. They make significant payments each month, and the balances increase.
I’m also saving money into a retirement account on Robinhood and doing the 100 envelope challenge. I have been on Robinhood for years, but now can add more to it. The envelope challenge booklet was sitting empty in my car (tucked into the back passenger seat pocket) but now has some smaller amounts filled.
I made plans to take my husband and daughter to the St. Francis Wolf Sanctuary next month. My daughter moves into the dorm on 8/15, and this will be our last major outing before she goes. I’m looking forward to seeing the wolves. You can also camp there, but my husband isn’t a camping fan.
We are about to leave for Louisiana for about 8 days. We were off today, and I finished making everything from the last fabric shopping hauls into squares. I also finished laundry and packed. We didn’t want to go shopping due to being out of town next week, so we just went out to eat.
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