Today I checked my credit alerts and discovered that my credit score is now back over 700. This is the first time in nearly a decade that it’s been over 700. Before I went to college, it was often as high as 800. But college debt absolutely ruined me at the time.
Recently, I paid off two accounts. One was an actual student loan, and one was a credit account that was used for books and a laptop at the time. The last time I checked it, it was 684. I knew paying those two off would bump it, but I thought over 700 was impossible with four student loans still remaining.
I’m also about a month ahead on my car at all times since about a year ago. I pay it as soon as it cycles.
Their calculating system over at Experian must be different now than it was 10 years ago. They must be more forgiving of people who were just doing what they were told.
Congratulations!
ReplyDeleteCongrats!
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